What flatin.pt is for when you buy a home
Buying a home in Portugal is a chain of separate tasks, from the first listing to the signature at the notary. Some of them nobody can take off you: the tax number, the bank account, the taxes and the signature stay with you. The rest is done by people on the ground, and that is what flatin.pt is for: it routes your request to a licensed specialist, watches that you get an answer, and swaps them if they do not suit you. The table shows where the line runs.
Who does what
17 tasks in the table: 2 stay with you, the other 14 are done by the specialists flatin.pt routes your request to.
| What has to be done | On your own | With flatin.pt |
|---|---|---|
| Find | ||
| Find homes worth seeing | On your own: You portal after portal | With flatin.pt: Agency |
| Write and get an answer | On your own: You to every agency separately, often in Portuguese | With flatin.pt: flatin.pt one request instead of writing to every agency |
| Arrange the viewings, online too | On your own: You with each agency separately | With flatin.pt: Agency arranges them and shows you around if you are away |
| Check | ||
| Collect the property documents | On your own: You ask the seller | With flatin.pt: Agency certidão permanente, caderneta predial, licença |
| Confirm ownership and encumbrances | On your own: You | With flatin.pt: Agency part of the agent's work |
| Independent legal review | On your own: You if you want one | With flatin.pt: You if you want one |
| Compare the price with real deeds | On your own: You | With flatin.pt: flatin.pt open data on the site |
| Mortgage | ||
| Work out your budget as a non-resident | On your own: You | With flatin.pt: flatin.pt from the figures on the site |
| Choose a bank, apply, argue the rate | On your own: You bank after bank | With flatin.pt: Broker |
| Gather the property papers and valuation for the bank | On your own: You | With flatin.pt: Agency |
| Deal | ||
| Put your price to the seller | On your own: You | With flatin.pt: Agency |
| Prepare the CPCV and pay the deposit | On your own: You | With flatin.pt: Agency |
| Book the notary date and line up the bank | On your own: You | With flatin.pt: Agency |
| Agency commission | On your own: Seller usually paid by the seller | With flatin.pt: Seller usually paid by the seller |
| Work out and pay the IMT and stamp duty | On your own: You | With flatin.pt: You calculator on the site |
| While the purchase runs | ||
| Who answers for your request | On your own: Agency whoever replies first keeps it | With flatin.pt: flatin.pt name, company and licence from the first message |
| The specialist did not suit you | On your own: You start looking again | With flatin.pt: flatin.pt swapped on request, no reason needed |
What stays with you either way
The tax number is issued to you, the account is opened in your name, the tax is paid by you, and the deed is signed by you. The service does not do those steps for you and does not pretend otherwise.
None of it has to be done blind: what comes on top of the price is what the calculator shows, and the municipal rates are open on the site.
What does this cost me?
You pay the platform nothing. The agency commission is paid by the seller, as a rule, and going through us does not change it.
Can I ask for a different specialist?
Yes. Tell us and the request goes to someone else — no reason needed.