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Arade Villas II

Developer: Libertas · Lagoa · Stage: under construction

Showing T3 only. · Show all types

Typologies and prices

Typem²€Check price and availability
T3 not stated not stated
T3+1 299–376 650 000 €

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T3+1: units

Unitm²€Status
T3+1 299 m² 650 000 € available
Details
Price per m²
2 174 €/m²
Bathrooms
3
Energy certificate
A

Not stated: parking

T3+1 376 m² 710 000 € available
Details
Price per m²
1 888 €/m²
Bathrooms
3
Energy certificate
A

Not stated: parking

Source: developer’s website, checked on 2026-10-13

Other T3 new builds in Lagoa

The area

Lagoa (Algarve) among neighbouring municipalities (Faro district)

The dot marks the centre of the municipality, not the development's address.

Informação geográfica cedida pela Direção-Geral do Território

Is this a good area?

We don't have data on this spot yet.

How to check an area yourself: Where to live in Portugal

Lagoa (Algarve) in numbers

Median price paid for homes: 3 220 € per m² (INE, Q1 2026). Higher than in 10 of 15 municipalities in Faro district. IMI rate: 0,36 %.

Taxes on the purchase

Calculation options
Purpose

650 000 € · IMT 38 236,65 € + IS 5 200 € + Property registration (Casa Pronta) 375 € = Total on top of the price 43 811,65 €

Computed for a permanent own home, buyer aged 35 or over, mainland. 2026 IMT tables: Ofício Circulado 40129/2026 · Lei n.º 73-A/2025 (OE 2026), dated 2026-01-06.

Includes IMT, stamp duty (Imposto do Selo) and the registration (Casa Pronta). Not included: annual IMI, the agency's fee, mortgage costs.

Calculated for a buyer who is or has been tax resident in Portugal; a non-resident pays IMT at a flat 7.5%. IMT calculator

The published price of the Casa Pronta counter of the Ministério da Justiça: €375 for one registration act, plus €50 for each additional property. That is the price of the registration. The purchase contract itself, if it is drawn up by a notary or a solicitador, is charged separately and has no published tariff.

Municipal IMI rate: 0,36 % (2025, checked on 2026-09-12). IMI applies to the taxable value (VPT), not to the price. Lagoa

What you would pay each month

650 000 €: with a 10 % deposit (65 000 €), over 30 years at 3,00 % (Aug 2026, Banco de Portugal), the payment is about 2 467 € a month.

Household net income from 6 782 € a month (45 % debt-service limit, with the +1,5 pp stress test).

At the deed: 112 647 € — deposit, IMT, stamp duty, registration and stamp duty on the loan.

Calculated for a buyer who is or has been tax resident in Portugal; a non-resident pays IMT at a flat 7.5%. IMT calculator

Estimate under the Banco de Portugal rules for a permanent own home; not a loan offer.

Promised deadline

No confirmed delivery date (developer’s page checked on 2026-10-13).

Data updated on

According to the developer · checked on 2026-10-13

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