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Monte Santo

Developer: Kronos Homes · Lagoa · Stage: on sale

Descubra Monte Santo, em Carvoeiro, Algarve ➜ Suítes e moradias geminadas de luxo com serviços premium num ambiente tranquilo. ✅ Kronos Homes

Typologies and prices

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The area

Lagoa (Algarve) among neighbouring municipalities (Faro district)

The dot marks the development's location.

Informação geográfica cedida pela Direção-Geral do Território

Is this a good area?

We don't have data on this spot yet.

How to check an area yourself: Where to live in Portugal

Lagoa (Algarve) in numbers

Median price paid for homes: 3 220 € per m² (INE, Q1 2026). Higher than in 10 of 15 municipalities in Faro district. IMI rate: 0,36 %.

Taxes on the purchase

Calculation options
Purpose

250 000 € · IMT 7 042,04 € + IS 2 000 € + Property registration (Casa Pronta) 375 € = Total on top of the price 9 417,04 €

Computed for a permanent own home, buyer aged 35 or over, mainland. 2026 IMT tables: Ofício Circulado 40129/2026 · Lei n.º 73-A/2025 (OE 2026), dated 2026-01-06.

Includes IMT, stamp duty (Imposto do Selo) and the registration (Casa Pronta). Not included: annual IMI, the agency's fee, mortgage costs.

Calculated for a buyer who is or has been tax resident in Portugal; a non-resident pays IMT at a flat 7.5%. IMT calculator

The published price of the Casa Pronta counter of the Ministério da Justiça: €375 for one registration act, plus €50 for each additional property. That is the price of the registration. The purchase contract itself, if it is drawn up by a notary or a solicitador, is charged separately and has no published tariff.

Municipal IMI rate: 0,36 % (2025, checked on 2026-09-12). IMI applies to the taxable value (VPT), not to the price. Lagoa

What you would pay each month

250 000 €: with a 10 % deposit (25 000 €), over 30 years at 3,00 % (Aug 2026, Banco de Portugal), the payment is about 949 € a month.

Household net income from 2 609 € a month (45 % debt-service limit, with the +1,5 pp stress test).

At the deed: 36 093 € — deposit, IMT, stamp duty, registration and stamp duty on the loan.

Calculated for a buyer who is or has been tax resident in Portugal; a non-resident pays IMT at a flat 7.5%. IMT calculator

Estimate under the Banco de Portugal rules for a permanent own home; not a loan offer.

Promised deadline

No confirmed delivery date (developer’s page checked on 2026-10-13).

Data updated on

According to the developer · checked on 2026-10-13

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